Notes from a Remodeling & General Contractor for the Wichita, KS Area
Understanding First Notice of Loss (FNOL)
S&A Construction, Inc. has a great deal of experience working with the many insurance companies in the Wichita, KS metro area. One of the critical stages of insurance coverage we’ve found to be is the First Notice of Loss (FNOL). Simply translated, the FNOL is the policy holder informing the insurance company of a loss.
FNOL Starts the Insurance Claim Process
A loss may be a result of a theft, flood, fire, destruction, break-in, etc. and is to real property and/or personal property covered under the terms of your policy. The FNOL starts the insurance claim process and the filing of a formal claim. Failing to report a loss to your insurance company at the first notice of loss could impact the coverage for any damage.
Best Place to make a FNOL
To make a FNOL, you should contact your insurance agent or the agency’s call center. The call center is typically reached via a toll-free phone number and is available 24 hours a day, 7 days a week, 365 days a year. This is a critical customer service step between you and your insurance company and helps you with future steps in the claims process.
Working with Insurance Certified Contractors Can Offer Immediate Help
In addition, many insurance companies have preferred vendors like S&A Construction to assist in mitigating the loss immediately to help prevent ensuing damage. As an insurance approved certified contactor, S&A Construction offers cleanup services such as board ups, water mitigation, roof tarping, as well as smoke or fire restoration.
That’s why you want to look for a contractor like S&A Construction that is an insurance approved certified contractor for multiple insurance agencies and programs such as First Choice Repair, Lionsbridge Contractor Group, and Innovation Property. Such contractors work with insurance carriers, adjusters, and homeowners on a regular basis to make the claim process seamless and stress-free.
Looking for an Insurance Certified Contractor in the Wichita, KS area?
Please call us today if you have received storm, water, or fire damage at (316) 262-6770. We can help homeowners in the Wichita, KS metro area including Newton, McPherson, and Hutchinson with a free quote any time!